Pay friends
Free and instant. Every time.
Pick a username or phone number, type the amount, send. No account numbers, no branch codes, no proof of payment needed.
It feels like sending a text, because that's how paying a friend should feel.

Free and Instant - Every time
Fast, safe and social payments between friends, where paying feels like a moment.Money shouldn't complicate a moment.


Proudly South African πΏπ¦
Wire is invite-only after launch. Join now, and you're in the queue. After launch, new members wait in line for approximately 5 days.
Join 2,000 others on the waitlist
Pay friends for
Pay friends
Pick a username or phone number, type the amount, send. No account numbers, no branch codes, no proof of payment needed.
It feels like sending a text, because that's how paying a friend should feel.

Split the bill
Snap the till slip after dinner. Everyone claims what they had on their own phone, live, line by line.
Wire works out who owes who. Fair splits, no maths, no awkward group-chat follow-ups.
Moments
Share who, where, when - even a photo - right when you pay. Friends see the story for 24 hours.
Amounts stay private. Less time posting. More time in the moment.
Whether it's petrol money, a braai, or a table of eight arguing about who had the starter, money between friends has always been more admin than it should be.
How it works
Pay
Search by username, cell number or name. You can select multiple people at once.
Pay
Search by username, cell number or name. You can select multiple people at once.

Pay
Type the amount you want to send. Use the built in calculator and split features for more difficult payments.

Pay
Add a short note so they know why you paid.

Pay
Choose your Wire balance or a connected bank, then send.

Pay
No proof of payment. No hassle.

Split
Take a photo of the till slip and add everyone on Wire.

Split
Everyone taps their own lines on their phone. It updates live for the table.

Split
The Split tab lists who you owe and who owes you. Pay from there, or send a remind if someone still needs to settle.

Privacy
Transactions stay private unless you choose to share. Amounts are always hidden.

Moments
Share who, where, even a photo, right when you pay.
Friends see the moments for 24 hours.
Wire is invite-only after launch. New members wait approximately 5 days unless a friend on Wire invites them.
Be among the first invited when Wire opens in your area - ahead of the general public rollout.
Early joiners get a visible founding badge in-app and first pick of usernames.
When merchants go live on Wire, waitlist members get first access to launch cashback and rewards campaigns.
One message when Wire is live near you - nothing else.
Everything you need to know before you join, from safety to splits.
Yes. We take safety seriously, and we work to catch fraud. The money in your Wire account is held by a regulated bank. Wire, and businesses on Wire, do not have access to that money.
Our regulated banking partner holds the money in your account. Wire is not the bank.
Paying friends is free when the money is already in your Wire account. If you pay from a connected bank account, that bank sets the fee, and we can't change it. Keeping a bit of money in Wire avoids that.
You choose this on your account. Sharing is opt-in, and amounts always stay private. When you pay someone, you can choose Private or Friends only.
Wire is invite-only after launch so we can slow down fake accounts and look after the people already here. Join now with your South African number, and you're in the queue. After launch, new members wait approximately 5 days unless a friend on Wire invites them.
To get paid, both of you need a Wire account. If they don't have one yet, you can send an IOU. We'll let you know when they join, so you can settle.
No. You can connect your bank and pay from there. Wire sends a request to your bank, you accept it, and we handle the rest. We don't control the fee your bank charges. Keeping a bit of money in Wire avoids that.
Enter the amount and which bank you're with. We send a request, you accept it in your banking app, and we handle the rest. We don't control the fee your bank charges to fund the account.
Who you owe and who owes you after a receipt split. Pay or send a remind from there.
Yes. Paying from a Wire balance stays free, and you get the full Wire experience. Customers who have their salary paid into Wire get extra rewards. A regulated banking partner still holds the money.
Invite-only after launch. Join now and you're in the queue.